What is the True Cost of the Elimination Period?
Examples Based on a $440.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$79,200
$39,600
$26,400
$13,200
$0
53
$83,160
$41,580
$27,720
$13,860
$0
54
$87,318
$43,659
$29,106
$14,553
$0
55
$91,684
$45,842
$30,561
$15,281
$0
56
$96,268
$48,134
$32,089
$16,045
$0
57
$101,081
$50,541
$33,694
$16,847
$0
58
$106,136
$53,068
$35,379
$17,689
$0
59
$111,442
$55,721
$37,147
$18,574
$0
60
$117,014
$58,507
$39,005
$19,502
$0
61
$122,865
$61,433
$40,955
$20,478
$0
62
$129,008
$64,504
$43,003
$21,501
$0
63
$135,459
$67,729
$45,153
$22,576
$0
64
$142,232
$71,116
$47,411
$23,705
$0
65
$149,343
$74,672
$49,781
$24,891
$0
66
$156,811
$78,405
$52,270
$26,135
$0
67
$164,651
$82,326
$54,884
$27,442
$0
68
$172,884
$86,442
$57,628
$28,814
$0
69
$181,528
$90,764
$60,509
$30,255
$0
70
$190,604
$95,302
$63,535
$31,767
$0
71
$200,134
$100,067
$66,711
$33,356
$0
72
$210,141
$105,071
$70,047
$35,024
$0
73
$220,648
$110,324
$73,549
$36,775
$0
74
$231,681
$115,840
$77,227
$38,613
$0
75
$243,265
$121,632
$81,088
$40,544
$0
76
$255,428
$127,714
$85,143
$42,571
$0
77
$268,199
$134,100
$89,400
$44,700
$0
78
$281,609
$140,805
$93,870
$46,935
$0
79
$295,690
$147,845
$98,563
$49,282
$0
80
$310,474
$155,237
$103,491
$51,746
$0
81
$325,998
$162,999
$108,666
$54,333
$0