What is the True Cost of the Elimination Period?
Examples Based on a $480.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$86,400
$43,200
$28,800
$14,400
$0
53
$90,720
$45,360
$30,240
$15,120
$0
54
$95,256
$47,628
$31,752
$15,876
$0
55
$100,019
$50,009
$33,340
$16,670
$0
56
$105,020
$52,510
$35,007
$17,503
$0
57
$110,271
$55,135
$36,757
$18,378
$0
58
$115,784
$57,892
$38,595
$19,297
$0
59
$121,573
$60,787
$40,524
$20,262
$0
60
$127,652
$63,826
$42,551
$21,275
$0
61
$134,035
$67,017
$44,678
$22,339
$0
62
$140,736
$70,368
$46,912
$23,456
$0
63
$147,773
$73,887
$49,258
$24,629
$0
64
$155,162
$77,581
$51,721
$25,860
$0
65
$162,920
$81,460
$54,307
$27,153
$0
66
$171,066
$85,533
$57,022
$28,511
$0
67
$179,619
$89,810
$59,873
$29,937
$0
68
$188,600
$94,300
$62,867
$31,433
$0
69
$198,030
$99,015
$66,010
$33,005
$0
70
$207,932
$103,966
$69,311
$34,655
$0
71
$218,328
$109,164
$72,776
$36,388
$0
72
$229,245
$114,622
$76,415
$38,207
$0
73
$240,707
$120,354
$80,236
$40,118
$0
74
$252,743
$126,371
$84,248
$42,124
$0
75
$265,380
$132,690
$88,460
$44,230
$0
76
$278,649
$139,324
$92,883
$46,441
$0
77
$292,581
$146,291
$97,527
$48,764
$0
78
$307,210
$153,605
$102,403
$51,202
$0
79
$322,571
$161,285
$107,524
$53,762
$0
80
$338,699
$169,350
$112,900
$56,450
$0
81
$355,634
$177,817
$118,545
$59,272
$0