How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $4,3921
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$4,392
$480
9
53
$8,784
$504
17
54
$13,176
$529
25
55
$17,568
$555
32
56
$21,960
$583
38
57
$26,352
$612
43
58
$30,744
$643
48
59
$35,136
$675
52
60
$39,528
$709
56
61
$43,920
$744
59
62
$48,312
$781
62
63
$52,704
$820
64
64
$57,096
$861
66
65
$61,488
$904
68
66
$65,880
$949
69
67
$70,272
$996
71
68
$74,664
$1,046
71
69
$79,056
$1,098
72
70
$83,448
$1,153
72
71
$87,840
$1,211
73
72
$92,232
$1,272
73
73
$96,624
$1,336
72
74
$101,016
$1,403
72
75
$105,408
$1,473
72
76
$109,800
$1,547
71
77
$114,192
$1,624
70
78
$118,584
$1,705
70
79
$122,976
$1,790
69
80
$127,368
$1,880
68
81
$131,760
$1,974
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $480/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.